Using Equity to Buy an Investment Property

Have you just realised that your home might be able to reward you in the form of equity? Perhaps you’re keen to buy an investment property and you’re wondering if you’ll be able to use your equity to go toward the cost?

If this sounds like you, then we have some great news.


What is equity?

In the simplest terms, home equity is the difference in value between the cost of your property when you first purchased it and its current, real-time market value.

So imagine that you initially took out a mortgage on your home and settled on borrowing $200,000 AUD.

Now imagine that 10 years have passed and the value of your property has doubled. What you’re sitting on is a potential of $200,000 in equity – or cash that you could use to put toward your next endeavour.

Can this cash be used to buy an investment property?

It certainly could be, in fact you could put it toward the cost of a house, an apartment, a bungalow, or even a work office.

Your bank won’t care what you spend your money on (or even if you want to spend it all or just a percentage) – just that you make sure to do so in a way that complies with equity laws.

What are these laws?

As with most financial dealings, there is legislation relating to the way in which you can use and interact with your own cash (which can be a nuisance if you have no idea how best to navigate these types of rules).

Fortunately for you, our team are well experienced in all things equity; from being able to find the most affordable deal for your needs, right through to taking care of any fees and interest rates that might apply to the cash that you have available.

We’ve seen so many people request an equity release based on the value of their home, only to find that they end up owing more in fees than they ever imagined.

And this is actually one of the reasons why we decided to offer our extensive equity services to those in need.

Yes, you can buy an investment property using your equity.

Of course you will be free to spend the additional cost of your home’s value however you see fit.

But you will want to know how best to do so, or else run the risk of signing up to an unfair deal; or settling with a low quality repayment plan.

Hiring our services

Your equity should be yours to enjoy, so whilst applying to receive yours, why not take full advantage of the potential to save your cash and put it to good use?

And how can you do this? With the help of our experts, of course. We’ll take care of the technicalities and the confusing processes while you sit back, relax and enjoy access to the current market value of your home.